When I was footloose and fancy free (read 20-something, partying most nights of the week, slash pretty irresponsible) I was tired of forgetting about bills and then having to pay late charges so I came up with this super straightforward Excel sheet that lists all bills/companies, due dates, the typical monthly payment, and months yet to be paid. It’s not very sophisticated but it’s reliable and easy to use. It’s been so helpful in the last few years that I’ve used it; it keeps me on track and I haven’t forgotten a bill since I started it. I know, I could set up automatic payments in my online banking (I do pay bills online) but I’m too much of a control freak. I need to be the one to push the send button!
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